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Mortgage Payment Holiday: Covid-19

  The mortgage lenders agreed to support customers experiencing personal financial difficulties as a result of Coronavirus (Covid-19). They have announced a mortgage payment holiday for customers affected by covid-19. All homeowners (unable to pay) will be able to claim three-month mortgage payment holiday because of Coronavirus. Chancellor Rishi Sunak has claimed that all mortgage…

Emergency Legislation: Evictions Banned

Boris announced that he would bring forward emergency legislation after he was accused of ‘ignoring’ those in privately-rented accommodation. The government stated no-one should have to risk losing their home as a result of the Covid-19 pandemic. Housing Secretary Robert Jenrick said landlords could not start proceeding to evict tenants for at least a three-month…

Trading limited company purchases ex-Local Authority house

A client approached us looking to source buy to let finance. He was a trading limited company with a sole director. The client wanted to purchase an ex-Local Authority 3-bed terraced house to rent out on a standard AST. The client could show us his property portfolio – made up of 5 properties and provided…

Coronavirus: Banks Announced a Relief

Banking trade body announces to give a relief to homeowners who fear falling behind on their mortgage payments because of coronavirus. This relief includes a payment holiday or a bigger overdraft. Banks, building societies and credit card providers understand customers’ worries about the effect that coronavirus could have on their finances. They may face financial…