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What is Consumer Buy-To-Let Mortgage?

  Since the introduction of guidance from the mortgage credit directive in 2015 the definition in relation to “what is a Consumer BTL Mortgage?” has been interpreted by a number of lenders in various different ways.   Due to the various lender definitions a customer could be declined a mortgage due to being classed as…

Best buy-to-let remortgage deals

  Virgin Money has made their buy-to-let lending criteria broader and better.It will help landlords to get best buy-to-let remortgage deals for them.   Their policy highlights:   They offer straight balance swaps on buy-to-let remortgage deals with no additional borrowing. They provide these amazing remortgage deals at a lower rental cover ratio of 125%…

Are you a self-employed worker?

According to the Office for National Statistics: “Over the last 20 years the number of self-employed workers has risen from 3.3 million to 4.8 million.” ‘This is Money and Mortgage Strategy’ says ‘This is Money and Mortgage Strategy’ has published some press articles recently.They have highlighted the difficulties that self-employed borrowers face when they apply…