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How to Find Out Who Owns a Property for Free?

Who owns a property and how can I find it for free?
It doesn’t have to be hard to figure out who owns a property in the UK. You can find this information easily most of the time from the comfort of your own home. You can find a property owner pretty easily if you know where to start.
The HM Land Registry is the best place to know about who owns a property or a piece of land in the UK. Most of the time, you can do these kinds of searches online for little or no money.
Go to GOV.UK and search title deeds. Most property or land sold in England or Wales since 1993 is recorded at HM Land Registry. These records include the title register, title plan, title summary, and flood risk indicator. You can do a land registry search, download the documents, and look at them online. This search gives you access to specific information that can help you find information about the property owner.
The title register has information about the land or property that can be downloaded. It says who owns a property, how much they paid for it if there are any rights of way, and if a mortgage has been “discharged.”
The title summary shows the number of the title, who owns the property, how much they paid for it, if it is freehold or leasehold, and the name and address of the lender if there was a mortgage on the property.
The title plan is a map showing where the property is and its general boundaries. Usually, the exact boundaries need to be recorded.
If you need one, you can also get a flood risk indicator. This combines data from the Environment Agency and HM Land Registry to tell you how likely the land or property will flood.
This process isn’t completely free, but you’ll only have to pay a few pounds to get the necessary information. To start, you’ll need to set up an account with a valid email address and a way to pay. There can be a small fee depending on your required information. Prices range from £3 for a title summary to £10.80 for an indicator of flood risk. Once you have an account, you can look for a house by its name, number, and postcode. You’ll need to look in different registers if the property is in Scotland or Northern Ireland.
GOV.UK recently added a new basic search service that lets users enter a postcode and get the following information for just £3:
  • Who is the owner?
  • How much did it cost them?
  • If there is a mortgage on it.
You can search by street address if you don’t know the postcode. You must sign up for an account and pay with a debit or credit card.


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