How to Find Out Who Owns a Property for Free?

Go to GOV.UK and search title deeds. Most property or land sold in England or Wales since 1993 is recorded at HM Land Registry. These records include the title register, title plan, title summary, and flood risk indicator. You can do a land registry search, download the documents, and look at them online. This search gives you access to specific information that can help you find information about the property owner.

The title register has information about the land or property that can be downloaded. It says who owns a property, how much they paid for it if there are any rights of way, and if a mortgage has been “discharged.”

The title summary shows the number of the title, who owns the property, how much they paid for it, if it is freehold or leasehold, and the name and address of the lender if there was a mortgage on the property.

The title plan is a map showing where the property is and its general boundaries. Usually, the exact boundaries need to be recorded.

If you need one, you can also get a flood risk indicator. This combines data from the Environment Agency and HM Land Registry to tell you how likely the land or property will flood.

This process isn’t completely free, but you’ll only have to pay a few pounds to get the necessary information. To start, you’ll need to set up an account with a valid email address and a way to pay. There can be a small fee depending on your required information. Prices range from £3 for a title summary to £10.80 for an indicator of flood risk. Once you have an account, you can look for a house by its name, number, and postcode. You’ll need to look in different registers if the property is in Scotland or Northern Ireland.

GOV.UK recently added a new basic search service that lets users enter a postcode and get the following information for just £3:

You can search by street address if you don’t know the postcode. You must sign up for an account and pay with a debit or credit card.

Disclaimer

The information contained on this Blog is for general information purposes only on matters of interest only. The Company assumes no responsibility for errors or omissions in the contents of the Blog. Even if the Company takes every precaution to ensure that the content of the Blog is both current and accurate, errors can occur. Given the changing nature of laws, rules, and regulations, there may be delays, omissions, or inaccuracies in the information contained on the Blog. The Company is not responsible for any errors or omissions, or for the results obtained from the use of this information. The Company reserves the right to make additions, deletions, or modifications to the contents of the Blog at any time without prior notice.

In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence, or another tort, arising out of or in connection with the use of the Blog or the contents of the Blog. The Company does not warrant that the Blog is free of viruses or other harmful components.