News

Check out market updates

Trading limited company purchases ex-Local Authority house

Trading limited company purchases ex-Local Authority house

A client approached us looking to source buy to let finance. He was a trading limited company with a sole director. The client wanted to purchase an ex-Local Authority 3-bed terraced house to rent out on a standard AST. The client could show us his property portfolio – made up of 5 properties and provided…

Coronavirus: Banks Announced a Relief

Coronavirus: Banks Announced a Relief

Banking trade body announces to give a relief to homeowners who fear falling behind on their mortgage payments because of coronavirus. This relief includes a payment holiday or a bigger overdraft. Banks, building societies and credit card providers understand customers’ worries about the effect that coronavirus could have on their finances. They may face financial…

UK house prices growing fast?

UK house prices growing fast?

Prices grew at an annual pace of 2.3% in February, up from 1.9% in January. According to the latest survey from the Nationwide Building Society UK annual house prices are growing at their fastest pace for 18 months. Prices grew at an annual pace of 2.3% in February, up from 1.9% in January. The latest…

What is Consumer Buy-To-Let Mortgage?

What is Consumer Buy-To-Let Mortgage?

  Since the introduction of guidance from the mortgage credit directive in 2015 the definition in relation to “what is a Consumer BTL Mortgage?” has been interpreted by a number of lenders in various different ways.   Due to the various lender definitions a customer could be declined a mortgage due to being classed as…